What are the free payment gateway for WordPress sites?

There are a ton of reasons why you’d want to be capable of accepting payments through your website. Maybe you run an online store and need to process orders? Maybe you want to accept donations for a worthy cause. Or maybe you want to sell digital products like plugins, themes, or ebooks? Regardless, equipping your site with this capacity can make converting customers easier.

What is Payment Gatway

A payment gateway is a web-based program designed to accept and process payments such as credit and debit cards. If you’re planning to sell products or services on your site, chances are you need a payment gateway.

Best WooCommerce Payment Gateways for WordPress

1. PayPal Pro

PayPal WooCommerce Payment Gateway
PayPal has many options for businesses.

PayPal is one of the most trusted companies when it comes to processing payments. They have many gateway solutions, but some of them are basic and use the redirection method for payments.

PayPal Pro uses the direct method and can handle regular product sales, but can’t process recurring payments such as subscriptions. It also costs $35 per month and there’s a transaction fee of 2.9% plus 30 cents.

The WooCommerce extension for PayPal Pro rings in at $79 for a single site subscription.

2. Braintree

BrainTree WooCommerce Payment Gateway
Braintree is a PayPal company.

If you like the idea of using PayPal, but want to be able to offer subscriptions or you’re looking for a free option, Braintree may be the solution for you. It’s a PayPal company so it’s also a solution you can trust.

There are no monthly fees and you can payments from all major credit cards, plus wallets such as Apple Pay and Android Pay. There’s a transaction fee of 2.9% plus 30 cents, although, your first $50,000 is free.

Your customers also have the option to save their payment details for an easier shopping experience. There a WooCommerce extension for Braintree and it’s free which is also a bonus.

3. Stripe

Stripe WooCommerce Payment Gateway
Stripe is quickly becoming a popular gateway.

Stripe is a fast-growing payment gateway that’s able to handle recurring payments and can process refunds automatically. The most popular WordPress eCommerce plugins support it and there also a free Stripe WooCommerce extension available.

Stripe processes all major credit cards and debit cards. Plus, it also accepts Apple pay and customers can save their payment details. There’s no monthly fee, but there is a transaction fee of 2.9% and 30 cents.

There’s no monthly fee, but there is a transaction fee of 2.9% and 30 cents. Unlike PayPal, if a customer disputes a charge, it sets you back $15, but if you win, you get this fee refunded.

4. Authorize.net CIM

Authorize.net WooCommerce Payment Gateway
Authorize.net CIM has tons of features, but isn’t as cost effective.

Authorize.net CIM is a popular choice for many businesses because it boasts a lot of features. It accepts all major credit cards and debit cards, and also handles refunds, subscriptions and pre-orders. Customers also have the option to save their payment details for their next purchase.

Like the other solutions listed here, there’s a fee of 2.9% and 30 cents per transaction. There’s also a $49 setup fee and a subscription fee of $25 per month.

There’s a WooCommerce extension for Authorize.net CIM and if you decide to use it, it’s going to set you back $79 for a single site.

Have you used any of these WooCommerce payment gateways? What’s your experience with them? Which WooCommerce and WP payment gateway plugin or extension do you use? Which ones do you think are the best WooCommerce payment gateways? Feel free to share your experience in the comments below.